Micro Business Loan Officer Verified

All branches (50 posts).

Duties and Responsibilities

• Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Receives and screens loan applications.
• Conducts credit investigation for borrowers and their co-makers.
• Evaluates cash flow of loan applicants.
• Conducts sit visit of secure collateral.
• Ascertains the completeness of loan documents.
• Follows up delinquent clients immediately and refers to immediate supervisor.
• Recommends remedial measures for delinquent clients in accordance with the recovery policies and procedures of the Bank.
• Responsible for the attainment of his/her performance targets.

Skills and Specifications

• Refer from MFI.
• Bachelor with major in banking and finance, accounting, management and marketing or related field.
• At least one year experience in micro finance institution/commercial bank or related field.
• English proficiency.
• Good level of computer program (MS Word & Excel).
• Good understanding of business process.
• Hardworking, commitment, ability to communicate and self-motivated person.
• Good interpersonal skills.
• Attention to details.

How to apply

Interested and qualified applicants should submit only your updated covering letter and CV stating the position you apply for with current photo (4×6) via application below.

Submit Application Form: https://www.ababank.com/career/micro-business-loan-officer/