SME Loan Officer Verified

Job Description

SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Location

• Prey Chhor District Branch, Kompong Cham (1 post).
• Stade Chas Branch, Phnom Penh (1 post).
• Kien Svay District Branch, Kandal (1 post).

Duties and Responsibilities

• Prospects new clients and assists them for loan application.
• Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
• Prepares and execute loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
• Monitors the loan and follows up of the timely repayment.
• Maintains contact and maintain good relationship with client.
• Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations.

Personal Traits

• Good understanding of business processes.
• Ability to communicate and to maintain good relation with the client.
• Good presentation skills and excellent courteous attitude; social concern.
• Ability to work in confidentiality; ability to work in the field.

Skills and Specifications

• Bachelor degree in banking & finance or accounting.
• At least 1 year prior experience in credit department in commercial banks.
• Organizational and time management skills.
• Ability to work effectively in a team environment.
• Negotiation and internal relationship building.
• Sound written and verbal English communication skills.
• Advanced computer skills (MS Word, Excel, PowerPoint).
• Analysis and reporting skills.
• Proficient Khmer typing skills.
• Problem solving and decision making.

How to apply

Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4×6) through [email protected].